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Our members are set to lose thousands of pounds in retirement income once they are transferred to the new defined contribution scheme, said Phil Silkstone, regional officer at Unite.He noted that the new top contribution rate from the employer to the defined contribution plan would be 16 percent instead of the 46 percent made in the final salary scheme

Some people believe that spotting a red cardinal after the death of a loved one symbolizes a visit from the person who passed away

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