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Rate Increase Factors: Comprehensive claims: Usually 0-10% increase At-fault collision fires: 20-40% increase possible Multiple claims: Higher increases for frequent claimants Protecting Your Rates: Maintain a clean driving record Consider higher deductibles to avoid small claims Ask about accident forgiveness programs Prevention & Emergency Tips Nobody wants to experience a car fire, but a little prevention goes a long way toward keeping you safe and avoiding an insurance claim altogether

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Guests are asked to refrain from smoking on shore excursions/tours, especially since many historical sites and other tourist attractions in Europe are now smoke-free